Ethan Baumholtz has been helping people realize their dreams of buying a home for over 20 years. Contact him today to make that dream a reality.
Mortgage Refinance
The market and rates are continuously changing, but Ethan Baumholtz always puts you first in order to keep you within your budget.
Advisors Mortgage Group
Founded in 1999 by a single loan officer in a 400 square foot office, a decade later Advisors Mortgage Group, LLC has grown into a multi-state mortgage banker with offices throughout the United States.
Ethan Baumholtz of Advisors Mortgage Group in Ocean Township, NJ
Buying a home should be one of life’s most exciting milestones, not a stressful ordeal. Yet for many, navigating the mortgage process alone can be overwhelming and confusing. That’s why working with the right professional makes all the difference. Ethan Baumholtz, a seasoned mortgage broker with over 20 years of experience, has helped countless individuals and families across New Jersey and Pennsylvania achieve their dream of home ownership. With his guidance, you’ll have a knowledgeable partner by your side who knows how to simplify the process and keep things moving smoothly.
Ethan is dedicated to providing a personal touch for every client he serves. From your first consultation to the closing table, he is your direct point of contact – available mornings, evenings, and even weekends to answer questions and provide updates. His hands-on approach, clear communication, and commitment to putting clients first ensure peace of mind throughout the journey. Whether you’re exploring home loan options or refinancing, Ethan makes the experience seamless and stress-free so you can focus on the excitement of owning a home.
Buying a Home or Refinancing? Get Started Today!
Fill out the form below to quickly started on your way of buying or refinancing a home. I will personally respond to your inquiry as soon as possible.
Mortgage Loan Calculator
Use the Mortgage Loan Calculator below to enter in criteria to gain a rough “estimate” on a loan when looking to purchase a home.
Mortgage Refinance Done Right
By refinancing your existing mortgage loan, you can reduce the term of your loan. You can also take cash out for multiple reasons: pay off credit card debt, money for renovations, money for a wedding, consolidate two mortgages into one, and anything else that you want depending on the appraised value. There are many options available to you so just contact me today and I will discuss what they are with you!
Home Buying in New Jersey and Pennsylvania Without the Headache
There are a few different types of home loans, and within each many different options to choose from. I can help you custom-tailor the best option for you and your family that works with your budget.
Conventional Home Loans
Conventional Mortgage Loans are one of the more popular loans that home buyers apply for due to having more flexibility with repayment terms and less fees associated with it.
FHA Home Loans
An FHA Home Loan is a government-insured loan that protects the lender against any type of default on payments by the borrower and helps keep the home out of foreclosure.
VA Home Loans
The Department of Veteran Affairs helps eligible Servicemen & Women achieve home ownership by having less restrictions associated with VA Loans, unlike Conventional or FHA Loans.
See What Others Are Saying About Ethan Baumholtz
Many people in New Jersey and Pennsylvania have trusted Ethan Baumholtz with their mortgage and refinancing needs for over 20 years. Read below why you should talk to Ethan before anyone else!
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Sufian Zia
May 6, 2026
I had the pleasure of working with Ethan for a cash-out refinance on my property, and I couldn’t be more grateful for his expertise and guidance. From start to finish, Ethan was incredibly knowledgeable and took the time to educate me on aspects of the process I didn’t even know existed. His thorough understanding of the industry was invaluable in helping me make well-informed decisions, and I felt confident every step of the way. Ethan made what could have been a complicated process feel manageable and seamless, always answering my questions with patience and clarity. Thanks to his professionalism and dedication, he has earned my continued business for any of my future lending needs. If you’re looking for a loan advisor who truly goes above and beyond, Ethan is the person to trust!
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Monique Michalec
March 31, 2026
I had an amazing experience working with Ethan when buying my new home! He provided clear communication throughout every step of the process and allowed for a quick and smooth closing. I recommend him to anyone that is looking to buy or refinance a home!
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Elias Bitar
November 28, 2025
This is my Third mortgage through Advisors Mortgage, and Ethan Baumholtz specifically. Ethan explained all of our options, clearly and concisely... a difficult and consequential decision was made easy! I recommend Ethan to anyone who mentions buying a home or refinancing their current with utmost confidence!
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Taylor R
November 6, 2025
Thank God for Ethan! Ethan’s availability on nights and weekends was a crucial part of our recent home purchase. Being able to reach him during off-hours made all the difference in a multiple-bid situation. He was constantly running the numbers for us, which definitely helped us come out on top. I doubt using a typical 9-to-5 lender would have produced the same outcome. As someone who is self-employed, I know how complicated the qualification process can be for someone like me, but not with Ethan. His many years of experience really show. He knew exactly what questions to ask and what documents to request, making the entire process stress-free. Ethan is definitely the guy you want for your mortgage. Thank you, Ethan!
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Bill Mann
October 24, 2025
If you're here looking for a review on Ethan and you're not sure if these 5 star reviews are legit, I share your same cynicism. Maybe the bad reviews are filtered out, or maybe Ethan provides some incentive to leave only a 5 star review. I actually didn't come here prior to working with Ethan, I blindly accepted the recommendation from a realtor. Ethan was so thorough and organized that he made me skeptical! His communication and follow-ups were so timely, that I wrongly presumed his quick replies meant "problems or disappointment". Ethan has shattered the mortgage broker experience. What has typically felt like a "cost of doing business", Ethan has made feel less transactional and more personal. I hope his increasing popularity doesn't make him unavailable to me in the future, but he deserves the praise and success that comes along with treating every client like his family. It was a "treat" to work with Ethan. If you've worked with Ethan, or decide to work with him after all of these fabulous reviews, you'll understand why I put "treat" in quotes! Good luck on your home buying experience!
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Robert Trasferini
October 17, 2025
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Davis Pham
October 14, 2025
I worked with Ethan Baumholtz as my mortgage lender and advisor, and I couldn’t have asked for a better experience. We worked together for about a year, and throughout the entire process, Ethan was patient, professional, and always available to answer my many questions. Buying a home is so stressful, but Ethan made me feel comfortable and confident every step of the way. He explained everything clearly and made sure I understood all my options. Thanks to his help, I was finally able to purchase my home — and I’m very grateful for his guidance and support. Highly recommend Ethan to anyone looking for a knowledgeable and trustworthy mortgage professional!
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Timothy Pardi
October 14, 2025
Ethan did a Great job assisting me with my refinance. He was trustworthy and knowledgeable the entire time even walking me through some of the fine details that involved people in other aspects of the loan besides the mortgage. Thank you for a great experience and helping me get to the next chapter of my life.
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Steven Tomosi
September 7, 2025
We just closed on a shore property with the help of Ethan. He is honest and goes above and beyond. We were two steps ahead throughout the entire process and it went as smooth as possible. Thank you Ethan, we are looking forward to working with you again.
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Victor Wilhite
August 27, 2025
Just closed on my first home, Ethan was there for me every step of the way. Not just to make sure what needed to be done got done, but that I also understood the whys and hows. Highly recommended Ethan to anyone looking to buy or refi!